Business Checking Products
Commercial Checking With Account Analysis
Who your business decides to partner with can have a large impact on your success. At First National Bank we view our customers as long-term partners, not just a revenue stream. Let us help you take your business to the next level.
- Minimum opening deposit: $100.00
- Earn credit allowance of $.25 per $100 of average balance available for investment.
- Monthly account maintenance fee: $5.00
- 10¢ each ACH debit / check written
- Collection items not through account analysis: $5.00
- Wire transfers: $20.00
- Temporary statement (each) per/page: $1.00
- Referal to credit card merchant services
- Free online banking and eStatements
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Commercial Checking Without Account Analysis
Finally, a bank that works as hard as you do. Small business owners are some of the hardest working people in America…Let us make your job easier with our Small Business Banking.
- Minimum opening balance: $100.00
- Earn credit allowance of $.25 per $100 of average collected balance.
- Monthly account maintenance fee: $5.00
- 10¢ each ACH debit / check written
- No minimum balance
- Free internet banking
- Free online bill pay
- Free eStatements
- Free online cash management
- Credit card merchant services
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Commercial Checking with Interest
Designed especially for sole proprietors and non-profit organizations, this interest bearing account also offers ATM access for sole proprietors.
- For sole proprietorships (DBA,) non-profit organizations, and escrow accounts
- Minimum opening balance: $2,000.00
- Earn interest on balances of $1,500.00 and over
- 15¢ per item after 20 withdrawals/transfers per month
- Monthly account maintenance fee with balance of:
$0.00 to $1,499.99 - $6.50 per month
$1,500.00 to $1,999.99 - $5.50 per month
$2,000.00 and over - NONE
Balance to avoid all monthly service charges - $5000.00 or over
- Free internet banking
- Free eStatements
- See rates sheet for For annual percentage yield and rates
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Commercial Money Market
Don’t let your cash just sit there. This is a great way to earn interest on those higher balances.
- Minimum opening balance: $2,500.00
- Minimum balance to avoid service charge
- See rates sheet for For annual percentage yield and rates
- Interest computation method: Daily balance*
- Interest compounded and credited monthly
- Monthly statement period
* If you close your account before interest is credited, you will not receive the accrued interest, interest will begin to accrue when the funds are collected.
* Your interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on your account at any time.
* The daily balance is determined by the application of a daily periodic rate to the full amount of principal in the account each day.
* Minimum daily balance required to receive APY $1,500.00
* Cost of check printing varies depending on the style of checks ordered.
* Only 6 of the withdrawals/transfers may be payments to third parties.
* Monthly Maintenance Fee of $6.00 if at any time balance drops below $2,500.00.
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