Business owners are some of the hardest working people in America! Let us make your job easier with our innovative Business Checking accounts.

BUSINESS CHECKING PRODUCTS

 

Community Checking

A checking account designed for Non-Profit organizations with no transaction limitations and no monthly service charge.

  • Minimum Opening Deposit: $100
  • Monthly Service Charge: n/a
  • Unlimited FREE transactions (credits and debits)
  • FREE eStatements (Paper statements available for a fee)
  • FREE Online Banking & Bill Pay Services
  • FREE Visa Business Debit Card

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Commercial New Generation Checking

Designed for small businesses with a moderate volume of transactions looking for a simple checking account.

  • Minimum Opening Deposit: $100
  • Monthly Service Charge: n/a
  • 200 FREE transactions (credits & debits), $0.25 per transaction thereafter
  • FREE eStatements   (Paper statements available for a fee)
  • FREE Online Banking & Bill Pay Services
  • FREE Visa Business Debit Card 

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Commercial Account Analysis

  • Minimum Opening Deposit: $100.00
  • Analysis Service Charges: (may be offset by a monthly Earnings Credit*)
    • Monthly Service Charge: $10.00
    • Per Paper Debit Item: $0.15
    • Per Deposit Slip: $0.15
    • Per Deposited Item: $0.10
    • Free ACH Credits & Debits
  • Free Visa Business Debit Card
  • Free Online Banking, Bill Pay, and Fone 1st
  • Free Paper Statements or eStatements
  • Additional Cash Management Services may be added to the Analysis and potentially offset by the Earnings Credit. Ask a New Account Rep for more information.

*Earnings Credit of 0.25% is calculated on the average daily collected balance after a 12% reserve reduction and will offset the standard charge routine for the statement cycle. Excess Earnings Credit will not be paid to the customer’s account.


Learn more about our Commercial Account Analysis!
 

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Commercial Tower Interest Checking

Designed for businesses with a high balance and moderate transaction activity looking to earn interest.

  • Minimum Opening Deposit: $100
  • Monthly Service Charge: $15
  • 200 FREE transactions (credits & debits), and $0.25 per transaction thereafter
  • Must maintain a daily balance of $25,000 to earn interest
  • FREE eStatements (Paper statements available for a fee.)
  • FREE Online Banking & Bill Pay Services
  • FREE Visa Business Debit Card

 

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* If you close your account before interest is credited, you will not receive the accrued interest, interest will begin to accrue when the funds are collected.
* Your interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on your account at any time.
* The daily balance is determined by the application of a daily periodic rate to the full amount of principal in the account each day.

* Cost of check printing varies depending on the style of checks ordered.