Personal Checking
New Generation Checking
- Minimum opening deposit: $25.00
- O/D Privilege $500 (once requirements have been met)
- No minimum balance required
- No monthly service charge
- 8 - Processed checks allowed per statement cycle, $3 charge thereafter
- Insufficient funds charge: $20.00 per item
- Stop payment charge: $24.50 per item
- Free Debit card
- Free On-line banking, Bill Pay, and Fone 1st
- Free E-Statements
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Everyday Checking
- Minimum opening deposit: $25.00
- O/D Privilege $500 (once requirements have been met)
- Monthly balance requirement $500 or combined balance requirement of $2000
- $5.95 Monthly service charge if balance requirements are not met
- 20 or less - Processed checks allowed per statement cycle, $0.10 each thereafter
- Insufficient funds charge: $20.00 per item
- Stop payment charge: $24.50 per item
- Debit card: $1.00/month
- Free On-line banking, Bill Pay, and Fone 1st
- Free E-Statements
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Extra Checking
- Minimum opening deposit: $25.00
- O/D Privilege $500 (once requirements have been met)
- No Minimum Balance Required
- $11.95 Monthly service charge
- Must Maintain a balance requirement of $100 in order to earn interest
- Unlimited Checks
- Free On-line banking, Bill Pay, and Fone 1st
- Free E-Statements
- Free Notary Service
- Free Standard Checks (Customer pays on all subsequent orders)
- Competitive rates
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Priority Checking
- Minimum opening deposit: $25.00
- O/D Privilege $500 (once requirements have been met)
- Monthly Balance Requirement of $5000 or Combined Balance of $15000
- $13.95 Monthly service charge if Balance requirements are not met
- Must Maintain a balance requirement of $5000 in order to earn interest
- Unlimited Checks
- Free On-line banking, Bill Pay, and Fone 1st
- Free E-Statements
- Free Notary Service
- Free Medallion Signature
- Free Monthly Debit Card
- Free GenGold Package (Valued at $4.9/month)
- Free Identity Theft Restoration with GenGold
- Competitive rates
Golden Checking
- Minimum opening deposit: $25.00
- O/D Privilege $500 (once requirements have been met)
- Monthly Balance requirement of $100
- $5.95 Monthly service charge if Balance requirements are not met
- Unlimited Checks
- Free On-line banking, Bill Pay, and Fone 1st
- Free E-Statements
- Free paper statement with images
- Free 1st order of Standard Checks (1 box per month) (Customer pays on all subsequent orders)
- Free Monthly Debit card
- Insufficient funds charge: $20.00 per item
- Stop payment charge: $24.50 per item
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Student Checking
- Minimum opening deposit: $25.00
- Must be a Student and/or Adult must be on the account
- O/D Privilege $500 (once requirements have been met)
- No minimum balance required
- Unlimited check writing
- No monthly fees
- Free online banking and Bill Pay
- Free E-Statements
- Free Paper Statement with images
- Insufficient funds charge: $20.00 per item
- Stop payment charge: $24.50 per item
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Now Accounts
- Minimum opening deposit: $2,000.00
- O/D Privilege $500 (once requirements have been met)
- Monthly account maintenance fee with balance of $2000.00 or more or $5000.00 to avoid all fees
- $7.50 Monthly service charge if Balance requirements are not met
- Must Maintain a balance requirement of $1500 in order to earn interest
- 20 or less - Processed checks allowed per statement cycle, $0.15 each thereafter
- Free On-line banking, Bill Pay, and Fone 1st
- Free E-Statements
- Free Paper Statement with images
- Insufficient funds charge: $20.00 per item
- Stop payment charge: $24.50 per item
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Money Market Account (MMIA)
- Minimum opening deposit: $2,500.00
- Minimum balance to avoid service charge: $2,500.00
- Minimum daily balance to obtain APY as listed: $1,500.00
- Monthly Maintenance fee if balance is below $2,500.00: $6.00
- Insufficient funds charge: $20.00 per item
- Stop payment charge: $24.50 per item
- Free On-line banking, Bill Pay, and Fone 1st
- Free E-Statements
- Competitive rates
**For all money market accounts - Federal regulations limit withdrawals to six for each statement cycle by check, draft, debit card or similar order made payable to a third party. Unlimited transfers in person. Excessive withdrawals will result in account closure or conversion to a transaction account.
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