Personal Savings Options

Regular Savings

For those individuals looking for a basic savings account but don’t have a lot of money to deposit, FNB personal savings is the way to go.

  • Minimum opening deposit: $25.00
  • Account fees:
    Monthly daily balance of $100.00 or less: $1.00 (Waived 1st 30 days)
    Monthly daily balance over $100.00: No Charge
  • Allowed 2 Withdrawal per month then a $3 excessive withdrawal fee thereafter
  • Interest computation method: Daily Balance
  • Interest compounded and credited monthly
  • Free On-line banking, Bill Pay and Fone 1st
  • Free E-Statements
  • Free Paper statements with images
  • Competitive Interest Rates

Back to top

Minor/Student Savings (Birth through college graduation)

FNB wants to help young people develop good savings habits. So, for individuals still in school we offer a starter savings account with no monthly service charge and no minimum balance requirement.

  • Minimum opening deposit: $25.00
  • No minimum balance fee
  • No activity charge for 2 or less withdrawals per month
  • Interest computation method: Daily Balance
  • Interest compounded and credited monthly
  • Free On-line banking, Bill Pay and Fone 1st
  • Free E-Statements
  • Free Paper statements with images
  • Competitive Interest Rates

Back to top

Christmas Club

We offer clubs with payments as low as $5.00 to help you be prepared for your holiday shopping needs. Our Christmas Club pays interest, Call for more details.

Auto transfers for Christmas Club Checks are now available.  Instead of a check being mailed for the balance of your Christmas Club Account we can automatically transfer to another First National Bank account.  This is more secure than mailing the check because you don’t have to worry about it being lost in the mail and the funds become available to you quicker than waiting for a check.  Please complete an Automatic Transfer form to request this transfer.

Back to top