Personal Savings Options

Regular Savings

For those individuals looking for a basic savings account but don’t have a lot of money to deposit, FNB personal savings is the way to go.

  • Minimum opening deposit: $25.00
  • Account fees:
    Monthly daily balance of $100.00 or less: $1.00 (Waived 1st 30 days)
    Monthly daily balance over $100.00: No Charge
  • Allowed 2 Withdrawal per month then a $3 excessive withdrawal fee thereafter
  • Interest computation method: Daily Balance
  • Interest compounded and credited monthly
  • Free On-line banking, Bill Pay and Fone 1st
  • Free E-Statements
  • Free Paper statements with images
  • Competitive Interest Rates

Back to top

Minor/Student Savings (Birth through college graduation)

FNB wants to help young people develop good savings habits. So, for individuals still in school we offer a starter savings account with no monthly service charge and no minimum balance requirement.

  • Minimum opening deposit: $25.00
  • No minimum balance fee
  • No activity charge for 2 or less withdrawals per month
  • Interest computation method: Daily Balance
  • Interest compounded and credited monthly
  • Free On-line banking, Bill Pay and Fone 1st
  • Free E-Statements
  • Free Paper statements with images
  • Competitive Interest Rates

Back to top

Christmas Club

We offer clubs with payments as low as $5.00 to help you be prepared for your holiday shopping needs. Our Christmas Club pays interest, Call for more details.

Back to top