Business Checking Products
Commercial Checking (High Volume)
Small Business Checking (Low Volume)
Commercial Checking with Interest
Commercial Money Market
Who your business decides to partner with can have a large impact on your success. At First National Bank we view our customers as long-term partners, not just a revenue stream. Let us help you take your business to the next level.
| Minimum opening deposit |
$100.00 |
| Earn credit allowance of $.25 per $100 of average balance available for investment. |
|
| Account Maintenance Fee (per month) |
$5.00 |
| ACH debits/checks written |
10¢ |
| Collection items not through Account Analysis |
$5.00 |
| Wire transfers |
$20.00 |
| Temporary statement (each) per/page |
$1.00 |
| Free online Banking and eStatements |
|
| Credit Card Merchant services |
|
Back to top
Finally, a bank that works as hard as you do. Small business owners are some of the hardest working people in America…Let us make your job easier with our Small Business Banking.
| Minimum opening balance of |
$100.00 |
| Earn credit allowance of $.25 per $100 of average collected balance. |
|
| Account Maintenance Fee (per month) |
$5.00 |
| Debits |
10¢ |
| No minimum balance |
|
| Free internet banking |
|
| Free online bill pay |
|
| Free eStatement |
|
| Free online cash management |
|
| Credit Card merchant services |
|
Back to top
Commercial Checking with Interest Designed especially for sole proprietors and non-profit organizations, this interest bearing account also offers ATM access for sole proprietors.
| For sole proprietorships, DBA’s, non-profit organizations and escrow accounts |
| Minimum opening balance of $2000.00 |
| Earn interest on balances of $1,500.00 and over |
| 20 free withdrawals/transfers per month, 15¢ per item thereafter |
| Balances: |
$0.00 to $1,499.99 |
$6.50 per month |
| |
$1,500.00 to $1,999.99 |
$5.50 per month |
| |
$2,000.00 and over |
$0.00 service charge |
| Free internet banking |
| eStatement |
| For Annual Percentage yield and rate see Rate Sheet |
Back to top
Don’t let your cash just sit there. This is a great way to earn interest on those higher balances.
| Minimum opening deposit |
$2,500.00 |
| Minimum balance to avoid service charge |
$2,500.00 |
| Interest Rate. See Rate Sheet. |
|
| Annual percentage yield (APY) See Rate Sheet. |
|
| Interest computation Method Daily Balance* |
|
| Interest will be compounded Monthly |
|
| Interest will be credited Monthly |
|
| If you close your account before interest is credited, you will not receive the accrued interest, interest will begin to accrue when the funds are collected. |
| Your interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on your account at any time. |
| Statement period Monthly |
| Cost of check printing varies depending on the style of checks ordered. Only 6 of the withdrawals/transfers may be payments to third parties. Monthly Maintenance Fee of $6.00 if at any time balance drops below $2,500.00. |
| *Minimum daily balance required to receive APY $2,500.00 |
| *The daily balance is determined by the application of a daily periodic rate to the full amount of principal in the account each day. |
Back to top
|
