Personal Checking Accounts
Free Checking with eStatement
Regular Checking
1st Club Accounts
Senior Citizen (Age 62 & Over)
Student Checking
Now Accounts
Money Market Account (MMIA)
Visa Debit Card
Check Order
Application Forms
Free Checking with eStatement
This FNB account is perfect for people who want to eliminate monthly maintenance fees and make frequent transactions.
| Minimum opening deposit |
$100.00 |
| Minimum Balance Required |
None |
| Monthly Service Charge |
None |
| Unlimited Check Writing |
|
| Monthly Statement Provided |
|
| Internet Banking |
|
| Online Bill Paying |
|
| Insufficient Funds Charge (per item) |
$20.00 |
| Stop Payment Charge (per item) |
$20.00 |
| Debit Card |
$1.00/Month |
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This account is the ideal choice if you write a small number of checks each month and want to keep a small amount on deposit in your checking account.
| Minimum opening deposit |
$100.00 |
| Balance Required To Avoid All Monthly Charges |
$5000.00 |
| Monthly Balance: $600.00 or more |
No Service Charge |
| Monthly Balance: $400.00-$599.00 |
$4.00 |
| Monthly Balance: Less than $399.00 |
$6.00 |
| High Activity Service Charge |
10¢/transaction when the total checks and debits exceed 30/month (excluding ATM withdrawals) |
| Balancing of Statement |
$12.00/hour |
| Insufficient Funds Charge (per item) |
$20.00 |
| Stop Payment Charge (per item) |
$20.00 |
| Debit Card |
$1.00/Month |
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Introducing a first class checking account that opens the door to value all for only $10 a month or $11 for joint accounts.
| Minimum opening deposit |
$100.00 |
| No Minimum Balance Required |
|
Purchase Fee:
Free:
- Cashier’s Checks, Money Orders
- No Fee for Stop Payments
- Unlimited Check Writing
- No Monthly Fee for Debit Card, Upon Approval
- First Order of 150 FNB Wallet Checks
- Basic Notary Service (All parties must be present)
- Internet Banking
- Online Bill Paying
- eStatement
- Automatic Transfer from Saving to Checking to cover NSF Checks, Prevents NSF Charges
- Maximum 6 Auto Transfers per Statement Cycle from Savings
- Wire Transfers
- Medallion Signature Guarantee
- Fone First (24-Hour Phone Service)
Monthly service fees:
| Individual: |
$10.00 |
| Joint: |
$11.00 |
Insufficient Funds Charge (per item)
|
$20.00 |
| Overdraft Protection |
$20.00 |
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Senior Citizen (Age 62 & Over)
Seniors, take advantage of this account recommended for customers 62 and older, unlimited check writing, no minimum balance requirements and many other advantages.
| Minimum opening deposit |
$100.00 |
| No Monthly Fees |
|
| Unlimited Check Writing |
|
| No Minimum Balance Required |
|
| Internet Banking |
No Charge |
| Online Bill Paying |
No Charge |
| eStatement |
No Charge |
| Insufficient Funds Charge (per item) |
$20.00 |
| Stop Payment Charge (per item) |
$20.00 |
| Debit Card |
No Charge |
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Student Checking (through college graduation)
Student checking with FNB really makes the grade-with no minimum balance requirements and no monthly maintenance fees.
| Minimum opening deposit |
$50.00 |
| Minimum Balance Required |
None |
| Monthly Service Charge |
None |
| Internet Banking |
No Charge |
| Online Bill Paying |
No Charge |
| eStatement |
No Charge |
| Insufficient Funds Charge (per item) |
$20.00 |
| Stop Payment Charge (per item) |
$20.00 |
| Debit Card |
$1.00/Month |
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An account for customers who maintain a larger balance, desire an interest bearing account and write an average number of checks.
| Minimum opening deposit |
$2,000.00 |
| Balance Required to Avoid All Monthly Charges |
$5,000.00 |
| Monthly Balance: $0-$1,499.99 |
$6.50 |
| Monthly Balance: $1,500.00-$1,999.99 |
$5.50 |
| Check Charge over 20/month |
15¢/withdrawal or transfer |
| Stop Payment Charge (per item) |
$20.00 |
| Insufficient Funds Charge (per item) |
$20.00 |
| Dormant Account Fee (if no activity for one year) |
$1.00 per month if balance is below $500.00 |
| eStatement |
No Charge
|
Debit Card
|
$1.00 per month |
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Money Market Account (MMIA)
This ideal account provides a higher rate of return, combined with easy access to your money.
| Minimum opening deposit |
$2,500.00 |
| Minimum Balance to Avoid Service Charge |
$2,500.00 |
| Minimum Daily Balance to Obtain APY as Listed |
$1,500.00 |
| Monthly Maint. Fee: $6.00 if Balance is Below |
$2,500.00 |
| Insufficient Funds Charge (per item) |
$20.00 |
| Stop Payment Charge (per item) |
$20.00 |
| eStatement |
No Charge |
| Internet Banking |
No Charge |
| Debit Card |
Not Allowed |
**For all money market accounts----Federal regulations limit withdrawals to six for each statement cycle by check, draft, debit card or similar order made payable to a third party. Unlimited transfers in person. Excessive withdrawals will result in account closure or conversion to a transaction account.
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