FIRST NATIONAL BANK IN
DERIDDER PRIVACY NOTICE
FIRST NATIONAL BANK IN DERIDDER’S COMMITMENT
TO OUR CUSTOMERS:
We Will Protect the Confidentiality of Your Information
Today, funds and data are transported at speeds and through
avenues our founding fathers could never have imagined. But,
technology, with all it wonders, does not diminish First
National Bank in DeRidder’s deep and enduring responsibility to
our customers. Protecting the confidentiality of your
information is a cornerstone of that responsibility.
FIRST NATIONAL BANK’S PRIVACY PLEDGE TO INDIVIDUAL CUSTOMERS:
- We are committed to the privacy of your customer
information and will use strict security standards to
safeguard it.
- We collect only information that is needed to serve you
and administer our business.
- We carefully limit and control the sharing of your
information.
- We limit employee access to your information.
- We respect your contact preferences.
- We are committed to customer privacy on our website.
- We encourage you to partner with us in safeguarding your
information.
We are committed to the privacy of your customer information
and will use strict security standards to safeguard it.
First National Bank is committed to the security of customer
information. All First National employees and others hired to
work for us are held accountable for adhering to strict policies
and procedures to prevent any misuse of your information.
Our operational and data processing are in a secure environment
that protects customer information from being accessed
inappropriately by third parties. We maintain and grant access
to customer information only in accordance with First National
Bank’s internal security standards.
We collect only information that is needed to serve you and
administer our business.
In the process of serving you, we may collect “nonpublic
personal information” - information about you that is not
available publicly.
Types of information that we may collect and how we gather it:
- Information that we receive from you on applications or
other forms, through telephone, e-mail, banks website or
in-personal interviews, such as your name, address, social
security number and other information
- Information about your transactions with us, such as
your payment record
- Information we receive from a consumer reporting agency
- Other sources in connection with providing you a
financial product or service
First National Bank’s policy on sharing “nonpublic
personal information”:
- We do not disclose any nonpublic personal information
about our customers or former customers to anyone, except as
permitted by law.
- We may disclose information that we receive from you on
application or other forms, such as your name, address, and
social security number to companies that perform marketing
services on our behalf or to other financial institutions
with whom we have joint marketing agreements. We limit
employee access to your information.
- All First National Bank in DeRidder employees are
governed by a code of conduct that includes the
responsibility to protect the confidentiality of customer’s
financial and other personal information. Employees are
bound by this Privacy Policy and are educated on
implementing First National Bank’s security principles and
practices
- We disclose information only as permitted or required by
a variety of federal and state laws, such as in response to
a subpoena.
We respect your contact preferences:
In order to provide our customers with the best services and
products in the future, First National Bank reserves the right
to engage in sharing your personal information. However prior to
doing so, we would provide you with an OPT OUT Notice and
Revised Privacy Policy. This notice would provide you an
opportunity to request that your personal information not be
disclosed.
We are committed to customer privacy on our website.
First National Bank is equally committed to protecting the
privacy of customer information on the Internet.
We encourage you to partner with us in safeguarding your
information.
Ultimately, privacy is a partnership. You too can take steps to
secure your personal information by following these tips
developed by the American Bankers Association:
- Never give out your Social Security number, Checking
Account number or personal credit information over the phone
unless you initiate the call.
- Tear up or shred receipts, bank statements and unused
credit card offers.
- Keep track of your mail. If a statement, check or bill
is missing, someone may have changed your billing address.
Don’t mail bills from your own mailbox. Drop them in a post
box or at the post office.
- Review your credit annually, and report and correct
mistakes.
- Make sure you do business with reputable companies,
especially on the Internet.
- Keep your browser’s padlock or key icon active when
doing business online.
- Don’t open e-mail from unknown sources.
- Use virus detection software.
- Protect your PINs and passwords. Change them often. Use
a combination of letters and numbers.
- Report any suspected fraud to us immediately, and notify
the fraud divisions of the three major credit bureaus: Trans
Union (800) 916-8800, Experian (800) 301-7195 and Equifax
(800) 525-6285.
If you have questions about the confidentiality of your
customer information, contact First National Bank in DeRidder at
(337) 463-6231.
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